EPF (KWSP) Contribution Calculator

Calculate the monthly employee and employer EPF (KWSP) contribution from your gross salary.

Employee contributionRM 440.00
Employer contribution (13%)RM 520.00
Total monthly EPFRM 960.00

Employer rate is 13% for wages ≤ RM5,000 and 12% above. Verify against the current KWSP Third Schedule.

How to use

  1. Enter your monthly gross salary.
  2. Choose the employee contribution rate (default 11%).
  3. See employee, employer and total monthly contribution.

Frequently asked questions

What is the employer EPF rate?

For monthly wages of RM5,000 and below the employer rate is 13%; above RM5,000 it is 12%. The default employee rate is 11%.

Can I use a reduced employee rate?

Yes — set a custom rate if you have opted for a lower statutory contribution.

Last reviewed: 2026-01-01