Malaysia Income Tax Calculator
Estimate your chargeable income and tax payable as a Malaysian tax-resident individual, after EPF and common personal reliefs.
Estimate only (YA 2024 resident rates). EPF relief is capped at RM4,000; life insurance/takaful is a separate RM3,000 relief (enter under "Other reliefs"). A RM400 rebate applies when chargeable income ≤ RM35,000. Spouse, child and other reliefs are not auto-applied — add them under "Other reliefs". Confirm on the LHDN e-Filing portal before filing.
How to use
- Enter your gross annual income (salary, bonus, allowances).
- Enter your total EPF contribution and any other reliefs.
- Read your estimated chargeable income and tax payable.
Frequently asked questions
Which tax year does this use?
It uses the resident individual progressive tax brackets for Assessment Year 2024. Brackets are stored in a single editable table — always confirm the latest rates on the LHDN website before filing.
Is this an official LHDN figure?
No. This is an estimate for planning only and does not account for every relief, rebate or special case. Use LHDN e-Filing for your actual return.
How much EPF relief is allowed?
EPF (and approved schemes) relief is capped at RM4,000 for non-pensionable taxpayers. Life insurance/takaful is a separate relief of up to RM3,000 — add it under 'Other reliefs'. The tool also applies the RM400 individual rebate when chargeable income is RM35,000 or below.
Learn more
- Malaysia income tax rates, brackets & reliefs (YA 2024)
- Malaysia income tax reliefs: the full checklist (YA 2024)
- Filing income tax in Malaysia: registration, deadlines & e-Filing
- Tax residency in Malaysia: the 182-day rule & non-resident rates
- Self-employed & business income tax in Malaysia (Form B)
- Rental income tax in Malaysia: deductible expenses & filing
- Form EA explained: how to read it and file your return from it
- Joint vs separate assessment: which is better for married couples?
- CP500 tax instalments: bi-monthly payments, CP502 & the 30% rule
- Malaysia's 2% dividend tax: the RM100,000 threshold explained
- LHDN e-Invoice (MyInvois): who must comply and the RM1m exemption
- Foreign-sourced income: the exemption to 2036 & the remote-work trap
- Sole proprietor vs Sdn Bhd: which pays less tax?
- LHDN penalties: late filing, late payment & voluntary disclosure
- Withholding tax: what to deduct when you pay a non-resident
- Medical expenses tax relief: what counts towards the RM10,000
- SSPN education savings: the RM8,000 net deposit relief
- Child & childcare tax relief: RM2,000, RM8,000 and the RM3,000 cap
- Lifestyle tax relief: what counts towards the RM2,500 (and the RM1,000 sports relief)
- Life, medical & education insurance relief: the two separate RM3,000 slots
- Education fees relief: the RM7,000 for your own further study
- Donation tax deduction: the 10% of aggregate income cap (s.44(6))
- OKU tax reliefs: disabled self, spouse, child & supporting equipment
- First-home loan interest relief: RM7,000 a year for three years
- Tax rebates: the RM400 rebate, the RM35,000 cliff & the zakat rebate
- Is FD & savings interest taxable? The Paragraph 35 exemption
- How to register for income tax: e-Daftar, your TIN & MyTax
- LHDN tax audits & how to appeal: Form Q and the 5-year time bar
- Parent medical & care relief: the RM8,000 claim most people miss
Last reviewed: 2026-10-05